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Sample Rates as of 4/9/08 For a $200,000.00 Mortgage Loan:

Loan Program	Rate	Fixed Cost	APR*	Payment
30 Year Fixed	5.750%	$1250	5.808%	$1,167.15
15 Year Fixed	5.375%	$1250	5.471%	$1,581.59
30 Year Fixed Interest Only	6.000%	$1250	6.223%	$1,229.22
FHA 30 Year Fixed	6.000%	$1250	6.223%	$1,229.22

*All figures based on Purchase Price of $250,000 with 20% down. Loan amount of $200,000, and include assumptions based on FICO scores of 680 or above, percentage of equity used, and other qualifying factors. Payment and apr based on principal and/or interest only. Rates are subject to change at any time.