I’m sure you have been unable to avoid hearing the new stories of our markets plummeting on Wall Street. Before that, all anyone was talking about was the “housing mess” or “mortgage meltdown”. All of this talk doesn’t paint a flattering picture of our current economy, and if you are like millions of homeowners out there, the negative talk isn’t really helping your situation. So now a few questions:

 Are you struggling to make your monthly mortgage payments?
 Are you worried about losing your home?
 Are you behind on your mortgage payments?
 Have you suffered a recent hardship; divorce, decrease in work or pay/hours, reduction in property value, perhaps you have an ARM that is going to adjust?

If you answered “YES” to any of these questions, you could be a candidate for a new program we are offering called a Loan Modification. This program could give you a fresh start by helping you lower your mortgage payments and keep your home. This is NOT a refinance, there are NO credit checks; it is an opportunity for you to modify the loan you are currently in.

We at Mortgage Managers feel that homeowners don’t need any more bad news and certainly don’t need to be blamed for the current economy. We are offering this program as a positive, pro—active approach to your situation in hopes of offering a fresh start to you and the economy.

You deserve a fresh start and we can help. Call today for your free and private consultation.

Sincerely,

John Murrens and Tom Murrens
Founders and Managing Partners